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People often aren’t forced into declaring personal bankruptcy directly due to medical bills from sickness or injury -- they simply don’t have the savings to cover basic living expenses or pay the mortgage while they are laid up for weeks or months without income.

The chances of you becoming disabled are much greater than dying, yet many employers have reduced or eliminated disability insurance from benefit packages as a cost saving measure so they can cover the rising costs of medical insurance.

Disability insurance doesn’t have to be expensive, and it can mean the difference between knowing you are covered if you are unable to work or worrying about finances at a time when you are least equipped to handle it.

We can assist with reviewing your current insurance coverages and determining how best to fill the gaps with disability insurance.

Click here to learn more about disability insurance.