Based in Grand Rapids with a satellite office in Farmington Hills, Prime Insurance Service Agency is a statewide provider of health care, life, dental, vision and disability insurance policies. The 30-year-old agency specializes in providing a wide range of health care insurance packages for individuals who are eligible for Medicare or are looking for coverage during open enrollment and Special Election periods.
Chuck and Tim Henk, the two principals of Prime Insurance and licensed health and life insurance agents, have made it a priority to respond within 1 hour to inquiries from individuals about health insurance after receiving basic necessary information. Click here to get a health insurance quote: Health Quote.
Prime Insurance does not charge its clients fees or commissions for its work -- the costs are borne by the insurers. Individuals will pay the same for policies written by Priority Health or Blue Cross Blue Shield regardless of whether they deal directly with those insurance companies or have Prime Insurance originate the policies.
After graduating from Davenport College and working a dozen years in the life and health insurance industry, Chuck launched Prime Insurance Service in 1986 as an independent agent to craft customized plans for individuals and families who needed affordable coverage. Over the past three decades, he has accumulated broad experience in advising clients based on their personal situations and kept current with the tremendous changes that have taken place in health care delivery and insurance in America. As a 66-year-old father of four children, Chuck knows first-hand how important it is for his clients to balance coverage with affordability. He now specializes in helping clients who need to navigate the ins-and-outs of Medicare coverage. When he isn’t working for his clients, Chuck spends his spare time kayaking, fishing and competing in barbecue competitions.
Tim joined his father at Prime Insurance Service in 2000 with a dedication to help people obtain affordable health care coverage as individuals or as employees of smaller companies. During the past 16 years, Tim has merged his extensive experience in health, life, dental and other insurance programs with the knowledge of how to harness the Internet to find answers quickly on complex websites with layers of tabs. He constantly educates himself on the latest changes in the Affordable Care Act and the federal website that serves as the link to consumers so his clients have the best available information and options. Because of his skill at cutting through layers of red tape to find answers, Tim regularly receives referrals from other insurance agents of clients who have unusual or more challenging situations. When he’s not helping clients, Tim, 37, enjoys fishing, playing cards, baseball and time with his family.